Hybrid cars will save you money at the gas pump, but will they do the same for your auto insurance quote?
It doesn’t look that way.
"If you shop for car insurance rates for a Toyota Corolla hybrid and a regular car, the hybrid would cost about $10 more per month to insure," says Michelle Rupp, a spokesperson for the Independent Insurance Agents & Brokers of America. That's $120 more a year, after applying a 10 percent discount.
In the state of New Jersey headlights are required to be used at certain times and in certain conditions per New Jersey Statute Annotated (NJSA) 39:3-46.
This portion of NJ says one must use their headlights be used between one-half hour after sunset and one-half hour before sunrise. Headlights must be used as well whenever rain, mist, snow or other precipitation or atmospheric moisture requires the use of windshield wipers by motorists. Also headlights should be turned on during any time when, due to smoke, fog, unfavorable atmospheric conditions or for any other cause there is not sufficient light to render clearly discernible persons and vehicles on the highway at a distance of 500 feet ahead. So when visibility is 500 feet or less in NJ, use your headlights on your vehicle.
This portion of NJ says one must use their headlights be used between one-half hour after sunset and one-half hour before sunrise. Headlights must be used as well whenever rain, mist, snow or other precipitation or atmospheric moisture requires the use of windshield wipers by motorists. Also headlights should be turned on during any time when, due to smoke, fog, unfavorable atmospheric conditions or for any other cause there is not sufficient light to render clearly discernible persons and vehicles on the highway at a distance of 500 feet ahead. So when visibility is 500 feet or less in NJ, use your headlights on your vehicle.
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